► Subscribe to FT.com here: http://on.ft.com/2eZZoLI<br /><br />Daniel Garahan has Wednesday’s top stories from around the world, with Lloyds Bank profit falling 15 per cent, Apple shifting focus to services and Paul Beatty winning the Man Booker Prize<br /><br />► Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs<br /><br />For more video content from the Financial Times, visit http://www.FT.com/video<br /><br /><br />Twitter https://twitter.com/ftvideo<br />Facebook https://www.facebook.com/financialtimes
